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Driving Among the Distribution Trucks: Ontario, I-15 and the Inland Freight Routes

Quick answerCaltrans District 8 says distribution centers growing along the Ontario and I-15 corridor are bringing more truck traffic, enough that truck lanes are becoming a necessity on major routes. For car drivers that means more time beside slow, heavy vehicles with large blind spots. And a collision with a commercial truck is usually a claim against a commercial policy, which changes what you should collect at the scene.

Drive the Inland Empire at almost any hour and you will share the road with tractor-trailers heading to and from distribution centres. On the freeways that means long stretches beside trucks; on the surface streets around the warehouses it means wide turns, yard entrances and heavy vehicles pulling out slowly. None of it is unusual here, which is exactly why drivers stop paying attention to it.

What Caltrans says about the corridor

Caltrans District 8, which covers Riverside and San Bernardino counties, says commercial distribution centres are growing rapidly along the Ontario and I-15 corridor, bringing jobs and more truck traffic, and that the volume of large vehicles is making truck lanes a necessity on major routes. It also describes I-15 as heavily congested by freight moving north from Mexico and San Diego and by Nevada-bound travellers.

The trucks' rules are different from yours

Surface streets around the warehouses

The highest-risk moments are often not on the freeway. Trucks swing wide to turn into yard gates and loading docks, sometimes starting a right turn from the centre of the road; a car that slips into the gap on the right gets caught. Shift changes bring waves of cars and trucks at once. Debris falls from loads, and heavy traffic wears the pavement into ruts and potholes. Slow down near yard entrances and give turning trucks the whole intersection.

If you are in a collision with a truck

Every driver involved owes the same exchange of information required by Vehicle Code section 16025: name, address, licence number, vehicle identification number, the registered owner's details and the insurer's name and policy number. With a truck, add more:

If the truck driver was at fault, the claim runs against the carrier's commercial policy. While that is sorted out, your own collision or uninsured motorist coverage can respond, depending on what you carry, and your insurer can pursue the trucking company afterwards.

If you drive for the warehouses

Thousands of people commute to warehouse shifts, and some use their own cars for deliveries. Commuting is ordinary use; using your car to deliver goods is a different kind of use that a personal policy may not cover without the right endorsement, and how that is handled varies by insurance company. Tell your insurer what the car is actually used for, and update your annual mileage if a new job has changed it.

If your daily driving puts you beside trucks for an hour, check that your liability limits and uninsured motorist coverage are where they should be.

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More of what callers ask

How fast can big rigs legally go in California?

Vehicle Code section 22406 limits trucks with three or more axles, and any vehicle towing another, to 55 mph.

Who pays if a truck hits me?

If the truck driver was at fault, the trucking company's commercial insurer. Meanwhile your own collision or uninsured motorist coverage can respond, depending on what you carry.

What should I collect from a truck driver after a crash?

Everything Vehicle Code section 16025 requires from any driver, plus the company name, tractor and trailer numbers, both plates, and photos.

Does my personal policy cover me if I use my car for warehouse deliveries?

Delivery use is different from commuting, and a personal policy may need an endorsement. It varies by insurance company, so tell your insurer how the car is used.